Privacy Policy
Prodigy Credit Solutions ("Prodigy," "we," "us," or "our") respects your privacy. This Privacy Policy explains what information we collect, how we use it, and the choices you have. By using our site or Services, you agree to this Policy.
1. Information We Collect
- Contact information you provide, such as your name, email, phone number, and address.
- Credit and financial information needed to provide the Services, such as credit report data, account details, and goals you share with us.
- Booking information submitted through our scheduling forms and calendar.
- Usage data such as IP address, browser type, and pages viewed, collected automatically.
2. How We Use Your Information
- To provide, personalize, and improve the Services.
- To review your credit profile, prepare and submit disputes on your behalf, and help position you for funding opportunities.
- To schedule consultations and communicate with you by phone, text, and email.
- To administer your account and comply with legal obligations.
3. Text Messaging Consent
By providing your phone number, you consent to receive service-related and marketing text messages from Prodigy. Message and data rates may apply. Reply STOP at any time to opt out and HELP for assistance.
4. How We Share Information
We share information only as needed to deliver the Services or as required by law, including with:
- Credit bureaus, creditors, lenders, and funding partners, as needed to provide the Services.
- Service providers who support our operations (for example, scheduling, CRM, and payment processors) under confidentiality obligations.
- Authorities when required by law or to protect our legal rights.
We do not sell your personal information.
5. Data Security
We use reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.
6. Cookies
Our site may use cookies for basic functionality and to remember your preferences. You can control cookies through your browser settings. We do not currently use third-party advertising or analytics trackers.
7. Your Rights
Depending on where you live, you may have rights to access, correct, or delete your personal information, or to opt out of certain processing. To make a request, contact us at [email protected].
8. Children's Privacy
Our Services are not directed to individuals under 18, and we do not knowingly collect information from them.
9. Changes to This Policy
We may update this Policy from time to time. Changes take effect when posted here with a revised effective date.
10. Contact
Prodigy Credit Solutions
Email: [email protected]
Phone: (832) 434-8129